Solar Loan Dealer Fees Explained (USA): Why “1.99% APR” Can Cost More + A Simple Comparison Method

Solar loans can be a smart way to own a system—until “dealer fees” inflate the financed price or your payment jumps in month 19 because a tax-credit prepayment was assumed. This guide explains dealer fees in plain English, shows an apples-to-apples comparison method, and gives you a copy/paste checklist to protect yourself.












